Ebook Free Long-Term Care: How to Plan & Pay for It
Ebook Free Long-Term Care: How to Plan & Pay for It
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Long-Term Care: How to Plan & Pay for It
Ebook Free Long-Term Care: How to Plan & Pay for It
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Review
"The book Long-Term Care was a finalist in the 19th annual Foreword INDIES Book of the Year Awards." FOREWORD REVIEWS “A straight-talking guide to choosing and paying for a nursing home, assisted living site or home care.†U.S. News & Report â€This book offers great advice about selecting a nursing home.†Los Angeles Times "A comprehensive guide to navigating the legal and financial aspects of providing long-term care to elder loved ones. The author covers making decisions about long-term care, at-home care, organized senior residences, nursing facilities, care for elders with Alzheimer’s disease, hospice care, Medicare and veterans benefits, Medicaid coverage for long-term care, long-term care insurance, and a wide variety of other related subjects. The author is a practicing attorney based in California. " Eithne O'Leyne Editor, ProtoView
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Book Description
People need help making good decisions about choosing and paying for long-term care. As long-term care options expand, the need for reliable, unbiased, plain-English information grows.
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Product details
Paperback: 376 pages
Publisher: NOLO; Twelfth edition (October 24, 2018)
Language: English
ISBN-10: 141332553X
ISBN-13: 978-1413325539
Product Dimensions:
7 x 1 x 9 inches
Shipping Weight: 1.4 pounds (View shipping rates and policies)
Average Customer Review:
4.4 out of 5 stars
28 customer reviews
Amazon Best Sellers Rank:
#44,252 in Books (See Top 100 in Books)
If you need legal knowledge, and can find a Nolo Press book that covers the topic, just buy it. You won't go wrong. This book is no exception.An elderly family member is facing choices about whether to enter long term care. We needed to know all the ins and outs of various options, including Medicaid, Medicare, and veterans benefits. This book covers everthing of importance in clear, concise text.One problem in a situation like this is that the "experts", like the case managers and social workers at hospitals and nursing homes, seldom have the time or incentive to tell you the whole story. It's up to you to figure out what your options are, and what protections you have. This book covers all of the bases in clear, understandable language.Important note: several laws and regulations regarding transfer of assets and Medicaid/MediCal coverage eligability changed in early 2006. Make sure you understand the current laws. This book was published in late 2006 and is very up-to-date.Like I said, another winner from Nolo.
I am a senior citizen. That's the age you might think this book should be read. I wish everyone would read it by the time they are 30 years old, start doing research for their future, and, can understand why they need to begin a savings account for thier future.I had no idea what a CCRC was before I purchased this book. I now live in one, and, believe that I am extremely lucky to be here. There is so much helpful information in this book. Everyone would benefit from it.
The author explained a complex system in plain English. This is a must read prior to planning for or buying long term care insurance.
There is not enoughnot enough explanation material can and is found elsewhere. Whats with the dog on the cover too much filler
As we get old, we start worrying about certain things, including how to cope with failing health and ability to function independently. If you or a loved one is looking for a comprehensive guide on how to get elders the best appropriate care for what they can afford at a certain stage in their life (e.g., coping with physical impairments, onset of serious ailment, or last few months of life), this book is certainly one of them.According to the author: "Until recently, older Americans and their families had few choices for elder care. The options were either family care at home or residence in a nursing facility or 'rest home.' Family care often placed an overwhelming burden on adult children and grandchildren and seriously strained family relations. Care in a nursing facility, on the other hand, often created guilty feeling, drained family finances, and restricted the elder's comfort and independence." (page 31)Fortunately, the options available for elder care have increased in recent years, ranging from hiring home care aides to assist with personal hygiene, dressing, or other physical and non-medical tasks; to occasional visits from nurses to give injections or take blood samples; to assisted living arrangements for more extended care; and finally, for more serious conditions, round the clock nursing care facilities or hospice care.This guide discusses several options in detail, comparing costs and benefits, and what assistance (e.g., financial, or information on care standards or facility certifications, etc.) you might be able to get from programs such as Medicare, Medicaid, etc.The maze of options, eligibility requirements for financial assistance, hidden pitfalls, and ways you can prepare for various things can be difficult to navigate if you don't know what questions to ask whom. This guide gives you a reasonably good roadmap to help you get started, and also provides special information on how elders can avoid becoming targets of fraud, as well as how to address the special needs of veterans and elders with Alzheimer's.
No one likes to plan for the end of his life, and a surprising number of people refuse to plan for all contigencies--most notably, what will happen if you have to be put in a long-term care facility. Every year, these policies get more expensive and restrictive, because the cost of the facilities go up, and it's not uncommon for people to simply ignore the realities, and necessity, of making those decisions ... until it's too late.In a recent instance I'm aware of, a friend of mine saw her grandfather put into a facility. He was suffering from dementia and unable to live at his with his wife, who like him was well advanced in years (both are 90).They did not have a long term care plan, and like many people, probably felt their safety net was Medicaid. Unfortunately, in order for the U.S. government to cover the cost, they require you to liquidate your assets to cover expenses after an initial stay, which means that you'll have no estate--they had hoped to leave their estate to their children and grandchildren. Now, they cannot.The time to do this kind of planning is WELL before you need a policy, if you want to avoid the financial and emotional churn that will result when you're faced with putting a parent into a facility--and they have not made any plans whatsoever.This book is a clear, concise, and authoritative roadmap on what you need to know about long-term care. If you're a baby boomer and have parents, or in your fifties/early sixties and want to plan for the future, the small price you pay for this book will pay dividends. Knowing what to do and knowing what your options are will make a tremendous difference down the road, when at the end of your parents' lives, or your own, hard decisions have to be made.YOU should make the decisions--not the circumstances--and Nolo Press's books are a great place to start. (I've built my own personal library of Nolo Press titles.)For non-lawyers--in other words, most of us--Nolo Press demystifies legal matters and makes complicated concepts easy to understand.Obviously, as Nolo Press points out, for your specific situation, be sure to get a competent lawyer for end-of-life planning. (Shop around--you'd be surprised how prices vary for services!)Bottom line: Plan for the last chapter in your life, and make sure YOU are the author and not the government.
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